
The Avoid Probate Podcast
2024/05/08
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- 1Real Estate Advice - Episode 145May 8, 202440:32Real Estate Expert Brian Cowan www.transitionwithease.ca joins hosts Jason Laidler and Ted Woloshyn. Produced by Gatt Broadcast Services
- 2The Reverse Mortgage - Episode 144April 24, 202446:40The Reverse Mortgage disscussion with guest Jerome Trail from “The Mortgage Trail”, and an update on Debbie Stanley's Probate client. Ted Woloshyn and Jason Laidler host. Produced by Gatt Broadcast Services
- 3Transferring a LIF - Episode 143April 10, 202444:48Information on how to transfer a LIF....plus, road show info and Debbie Stanley continues to “Solve the Probate Puzzle”. Ted Woloshyn and Jason Laidler hosts. Produced by Gatt Broadcast Services
- 4CRA Bare Trust update - Episode 142March 20, 202440:42CRA clarification on bare trust and an update from Debbie Stanley as she continues to “Solve the Probate Puzzle”. Ted Woloshyn and Jason Laidler hosts. Produced by Gatt Broadcast Services
- 5The new CRA Reporting nightmare - Episode 141March 13, 202442:06Lawyer Andrew Munro (email: amunro@cmlaw.ca) discusses bare trust and the new CRA reporting nightmare. Also, Debbie Stanley continues to “Solve the Probate Puzzle”. Ted Woloshyn and Jason Laidler hosts. Produced by Gatt Broadcast Services
- 6Joint Accounts and Mortgages - Episode 140March 6, 202438:30Jerome Trail "themortgagetrail.com" joins Jason and Ted discussing joint accounts and mortages. Also, Debbie Stanley continues to “Solve the Probate Puzzle”. Ted Woloshyn hosts. Produced by Gatt Broadcast Services
- 7RDSP - Episode 139February 28, 202445:17Jason explains what an RDSP is. This week Debbie Stanley continues to “Solve the Probate Puzzle” and tax season is upon us. Ted Woloshyn hosts. Produced by Gatt Broadcast Services
- 8Victory at the bank - Episode 138February 14, 202445:26This week Debbie Stanley continues to “Solve the Probate Puzzle” and Jason shares his bank experience. Ted Woloshyn hosts. Produced by Gatt Broadcast Services
- 9The Solution Part Two - Episode 137February 7, 202445:00This week The Solution Part Two plus a visit from Jerome Trail from “The Mortgage Trail”, and Debbie Stanley continues to “Solve the Probate Puzzle” Produced by Gatt Broadcast Services
- 10The Solution Part One - Episode 136January 31, 202442:26A look at avoiding future probate experiences and Debbie Stanley’s weekly ‘Avoiding the Probate Puzzle’ segment. Produced by Gatt Broadcast Services
- 11Avoid Probate-- Now in Podcast Form - Episode 135January 24, 202438:13Hosts Jason Laidler and Ted Woloshyn talk about Avoid Probate, the podcast, and Debbie Stanley continues to Solve The Probate Puzzle. Produced by Gatt Broadcast Services
- 12TrailerJanuary 17, 202402:07The Avoid Probate Podcast can help you avoid the exhausting, expensive, and time-consuming probate process at little to no cost. Have your affairs settled quickly and privately. Jason Laidler and host Ted Woloshyn will offer weekly advice on how to keep more of your money.
- 13A Farewell AnnouncementDecember 31, 202300:54:15A change for the future and Solving the Probate Puzzle.
- 14First Home Saving AccountDecember 17, 202300:54:53FHSA and Solving the Probate Puzzle plus the Financial Services Regulatory Authority.
- 15Mortgage Rate UpdateDecember 10, 202300:51:13Jerome Trail from 'The Mortgage Trail' and 'Solving the Probate Puzzle'.
- 16The Henson TrustDecember 3, 202300:54:56A discussion regarding the Henson Trust and Debbie Stanley updates her 'Solving the Probate Puzzle'
- 17Will the recent change in the inflation rate change interest rates?November 26, 202300:55:00Jerome Trail from 'The Mortgage Trail' and 'Solving the Probate Puzzle.
- 18Questions from the West Rouge Road ShowNovember 19, 202300:55:44Questions from the road show and Debbie Stanley continues to 'Solve the Probate Puzzle"
- 19Syndicated Mortgage InvestmentsNovember 12, 202300:53:42Jerome Trail of 'The Mortgage Trail' introducing 'The Broker Is In', Solving the Probate Puzzle and an upcoming Road Show.
- 20Stock Market RallyingNovember 5, 202300:55:08Market effects, 'Solving The Probate Puzzle' and the story of a Power of Attorney and a bank.
- 21Introducing Jerome Trail of The Mortgage TrailOctober 29, 202300:50:57Interest rate trends, reverse mortgages, Solving the Probate Puzzle and more.
- 22Reviewing RRSP to RRIF RulesOctober 22, 202300:53:35Solving the Probate Puzzle with Debbie Stanley and also an email about whether or not a TFSA can be probated.
- 23Changes to Estate RulesOctober 15, 202300:54:35Recent changes made to estate rules/laws and an update on Solving the Probate Puzzle with Debbie Stanley.
- 24A Surprising Update from 'Solving the Probate PuzzleOctober 8, 202300:54:58Debbie Stanley returns from vacation with her probate update and an email regarding the transfer of bank accounts and self-directed brokerage accounts to an insurance company.
- 25Most Popular Road Show QuestionsOctober 1, 202300:54:57A look at the most popular Road Show questions and Colin Gies with social media news.
- 26A New Team Avoid Probate MemberSeptember 24, 202300:54:38We welcome new team member Colin Gies and talk about the importance of estate accounts.
- 27Trust AccountsSeptember 17, 202300:54:34Setting up and administering a Trust Account plus Debbie Stanley continues to Solve the Probate Puzzle.
- 28The Cost of Moving Your Savings to Avoid ProbateSeptember 10, 202300:54:59Moving your money to avoid probate, Debbie Stanley continues to Solve the Probate Puzzle and a Bare Trust for Mom's home.
- 29Back to the BasicsAugust 27, 202300:54:48A look at commonly asked questions about avoiding probate, and the use of a bare trust, plus Debbie Stanley continues 'Solving the Probate Puzzle'.
- 30What's In A Signature?August 20, 202300:54:44Is an emoji a signature, Debbie Stanley from ETP Canada continues to solve the Probate Puzzle and the email bag looks at a widow who was not on the house title.
- 31The Estate AccountAugust 6, 202300:54:23Why you need an Estate Account and a listener deals with being an executor for beneficiaries in Canada and Germany.
- 32Aretha Franklins Multiple WillsJuly 30, 202300:54:10Aretha's wills, and Bill 245 changes your will. Plus Debbie Stanley from ETP Canada continues to 'Solve the probate Puzzle' taking on the role of executor.
- 33TFSA BeneficiaryJuly 23, 202300:53:58A look at TFSA Beneficiaries, plus Debbie Stanley from ETP Canada with an update on 'Solving the Probate Puzzle' including dealing with virtual banks.
- 34Moving Corporate Money to the Insurance CompanyJuly 16, 202300:54:00Moving corporate money and what is an annuitant plus Debbie Stanley from ETP Canada continues to solve the probate puzzle.
- 35When your Bank and your Lawyer Disagree about ProbateJuly 9, 202300:55:16Debbie Stanley continues her latest file on 'Solving the Probate Puzzle' and a real life death benefit top up plus your bank vs your lawyer.
- 36Estate Audit Rules Keep Executors HonestJuly 2, 202300:54:07Debbie Stanley from ETP Canada talks about the new Estate Information Return form and an update on the 'Solving the Probate Puzzle' segment.
- 37Paul Portman is in the HouseAugust 21, 202200:54:19We get an update from Debbie re Mr. Chip's probate application.
- 38Mail....Fax....Mail AgainAugust 14, 202200:52:38Pierre LaFontaine, iA big-wig, explains why iA is #1 in Canada for seg fund contracts.
- 39If Probate is the Answer, what is the Question?August 7, 202200:52:48POA compensation is a thing.
- 40Muts, Music and FINTRACJuly 31, 202200:51:16Introducing (posthumously) Mr. Chip and the first steps of dealing with his probate requirements.
- 41Bob McKenzie is No Old JokeJuly 24, 202200:51:24Debbie Stanley introduces her new segment "Solving the Probate Puzzle".
- 42Team TattoosJuly 17, 202200:52:45History of Probate in Ontario and a closer look at Seg funds.
- 43Should you add the kids to the title of the house? Probably NOT!July 10, 202200:53:10A look at the pros and (mostly) cons of adding the kids to the Title of the house.
- 44Hot Beans and a GIC ExaminationJuly 3, 202200:53:00We take a close look at GICs and recent rate changes.
- 45Introducing Debbie Stanley at ETP Canada....and Forgiveness DayJune 26, 202200:53:09A discussion with Debbie Stanley about the probate services provided by ETP Canada for people who did NOT avoid probate.
- 46Your Estate Plan Requires a Good AdvisorJune 19, 202200:52:17Just ask John Natale....you need a good advisor for your (probate avoiding) estate plan.
- 47Probate Refunds? Really?June 12, 202200:50:42Is there really such a thing as a probate refund?.....Unicorns?
- 48Why you (probably) should NOT add your child to title of your homeJune 5, 202200:52:34We dive deep into the questions/answers of a listeners email.
- 49The Executor's 'Year'May 29, 202200:52:29Is there really such a thing as the Executor's year? What does that mean?
- 50Membership Bodies and Beneficiary ConfusionMay 22, 202200:53:45Beneficiary Designations and Resulting Trusts Revisited
- 51Census Data and POA FraudMay 15, 202200:55:03The number of 85 yr olds is climbing fast! Elder abuse/POA fraud is real.
- 52Disinheriting Your Child & Back Office SupportMay 8, 202200:54:01Quality back office support is critical -- for the advisor AND the client. Yes, you can disinherit your child....documentation is key.
- 53All Mailbag!May 1, 202200:53:53Finally we get to an all mailbag show!
- 54FRSA Regulatory ChangesApril 24, 202200:50:55The regulator is proposing changes to further protect investors.
- 55Assuris ProtectionApril 17, 202200:53:55CEO of Assuris, Paul Patrelli, is our repeat guest in studio to explain how your money is protected at the insurance company.
- 56The Real Costs of Joint TenantsApril 10, 202200:51:47We take a close look at some other costs associated with becoming a joint tenant.
- 57Going to the Bank with DadApril 3, 202200:47:34Helping a client deal with POA for Dad at the bank.
- 58Primacy of Beneficiary Designations?March 27, 202200:45:13We review a couple of different recent court decisions which really makes estate planning complicated.
- 59Spring Has Sprung and CRA Is WatchingMarch 20, 202200:47:14CRA is watching in new ways....is there a Will registry?
- 60REPEAT: Back to Basics (Jan 9th)March 13, 202200:45:56A repeat of the probate back to basics that originally aired on Jan. 9, 2022.
- 61Can You Spell "Renunciation"?March 6, 202200:47:07We discuss a recent court case where executors decided they no longer wanted the job and filed a renunciation application. They were surprised and disappointed with the Court's decision.
- 62Bye Bye DSCsFebruary 27, 202200:45:58DSC fees were once a very common 'fee structure'. That has changed.
- 63John Natale aka Mr. ManulifeFebruary 20, 202200:46:00We have the Head of Tax, Retirement and Estate Planning for Manulife Canada as our guest in studio.
- 64The Death Claim Process - Easy PeasyFebruary 13, 202200:47:30A discussion about a recent death claim experience for one of our valued clients and her children/beneficiaries.
- 65Breaking News re Beneficiary DesignationsFebruary 6, 202200:46:10A good look at a very recent court decision where beneficiary designations were challanged by the Will
- 66New Estate FormsJanuary 30, 202200:47:00Many new estate forms came into effect at the start of 2022. Who knew?
- 67Spousal RRSP and RRIF MeltdownJanuary 23, 202200:47:15The very confusing Spousal RRSP explained. How to offset the tax on your unwanted RRIF income.
- 68Why is it called RRSP 'Season' Anyway?January 16, 202200:44:36After all of these years, there is still confusion about how RRSPs work....and now we need to compare them to the features of the TFSA.
- 69We Review the Basics of ProbateJanuary 9, 202200:46:00Why not start the new year off with a review of the basics? We explain the probate process -- what it does and why it's often required.
- 702021 in ReviewJanuary 2, 202200:46:03We look back at our start in 2021 and each of the guests we had in studio who were able to help us tell the 'avoid probate story'.
- 71Those Pesky December Capital Gains DistributionsDecember 19, 202100:47:05You could be taxed on Capital Gains Distributions you receive in December regardless of when you bought the mutual fund. Doesn't really seem fair?! This doesn't happen with a seg fund.
- 72Power of Attorney vs. GuardianshipDecember 12, 202100:45:48When power of attorney is not enough, guardianship could be the answer. Two powerful tools to assist a loved one in many ways, including an estate plan.
- 73It's Really Not About the FeesDecember 5, 202100:46:04We take a close look at what the fees are and how they work and how they compare to fees associated with other investment options.
- 74Get the Money Out Tax-Free with Corporate Life InsuranceNovember 28, 202100:46:03Using Corporate owned life insurance can be an excellent strategy to pay out Corporate dollars to share holders tax free by utilizing the Capital Dividend Account. It save a bundle in taxes for pennies on the dollar.
- 75Talking Probate and PsychologyNovember 21, 202100:45:55Special guest Cathy Nagy of Cathy Nagy Psychology talks about the psychological issues surrounding conversations about money between parents and children and the psychology that is part of the probate process.
- 76Pickles and a Really Big MailbagNovember 14, 202100:47:07A celebration of pickles and lots of listener mail.
- 77More on 2nd (and 3rd and 4th) WillsNovember 7, 202100:46:48Follow up to The Bare Trust....discussion on the use of multiple Wills as a planning strategy.
- 78The Bare TrustOctober 17, 202100:46:05Returning guest Andrew Munro, of Clapperton Munro Law, talks about using a Bare Trust to avoid the probate on the house and/or cottage.
- 79More Real Estate Options for SeniorsOctober 10, 202100:46:34Chip Barkel is an expert when it comes to helping seniors with their real estate needs. He talks about his team of experts and all of the services they provide to make real estate simple and suited to your specific needs.
- 80Assuris - Keeping your Money SafeOctober 3, 202100:46:06Assuris has your back....and the backing of the insurance industry. They are there to protect your investments. The President and CEO, Paul Petrelli explains how it works.
- 81The 6 Banks Will Fleece YouSeptember 26, 202100:45:34
- 82What About The Cottage?September 19, 202100:45:34What to do with the cottage? Keep it in the family? Here are 4 options...
- 83There Really Is A Will Registry... Sort OfSeptember 12, 202100:46:04Basic probate info and a Will registry (or two?)
- 84More Solutions from Industrial AllianceSeptember 5, 202100:46:09Angelina Basra is a wholesaler at Industrial Alliance and she really knows her stuff.
- 85What's the Business Worth?August 29, 202100:46:05If an Executor is probating an estate where there were business assets, he/she would be wise to enlist the services of a 3rd party Chartered Business Valuator, like David at Pardal Ventures.
- 86Intestacy Rules, Substantial Compliance and Holograph WillsAugust 22, 202100:46:15Bill C245 has passed. New 'substantial compliance' rules can save a Will. Your Holograph Will can be valid.
- 87Motorcycle Training and Probate AdviceAugust 15, 202100:46:02A discussion on the trouble with probate and good reasons to avoid it.
- 88Cross Border ProbateAugust 8, 202100:46:05Michael Kennedy of Ingenuity Counsel talks about probate and other estate issues for Snowbirds and Canadians with U.S. assets.
- 89Law Commission of Ontario (Part One)August 1, 202100:46:16A review of a discussion paper by the Law Commission of Ontario.
- 90Liz's Story - Part 1July 25, 202100:45:32Liz just assumed that her older brother had everything set up appropriately at the bank for their elderly mom. It cost her thousands of dollars in legal fees to get to the truth.
- 91The Death DoulaJuly 18, 202100:45:50Now trained as a Death Doula, Julie Cryns is using her decades of teaching experience and close personal loss to assist others including those who want to put a plan in place for themselves and those dealing with the loss of someone special.
- 92Tax Issues for Seniors and Two Men & A TruckJuly 11, 202100:45:46Norman Pulker of Horizon Tax Services talks about key tax planning issues for seniors including the value of income splitting, OAS claw-back, GIS testing and the DTC. Two Men & a Truck can help you with all of your moving needs.
- 93Pre-paid Funeral PlanningJuly 4, 202100:45:50Michelle Osborne, Branch Manager at Mountlawn Funeral Home and Cemetery, an Arbor Memorial property, talks about the many advantages of pre-paying some or all of your final arrangements and the stress that it can take off your loved ones
- 94Reverse MortgagesJune 27, 202100:45:55Jonathan Gibson explains the value of reverse mortgages and other private lending options for those seeking to extract equity from their home
- 95Retirement Living at DelmanorJune 20, 202100:45:57Keri Armstrong talks about the new Delmanor residence in Aurora and describes some of the great amenities and services enjoyed by residents.
- 96Welcome Ted WoloshynJune 13, 202100:45:57Ted Woloshyn joins as co-host after recovering from COVID. Paul Kenny from Consignment Heroes is our in studio guest. Paul talks about some of the hidden gems found after someone passes or downsizes.
- 97Industrial AllianceJune 6, 202100:45:44Mark Dziedzic, Regional VP Sales for Individual Investment and Retirement Products tells us about some of the solutions available at Industrial Alliance -- #1 in Canada
- 98Ron's StoryMay 30, 202100:46:06Ron tells his story about settling his parents' estate and the family trouble that was created.
- 99Solutions At The New Beneva Part IMay 23, 202100:46:04Andrew Gardiner talks about investment options at an insurance company. SSQ and La Capitale have merged to form Beneva.
- 100Real Estate for SeniorsMay 16, 202100:45:37Guest Barry Lebow talks about the importance of the ASA designation for realtors who are working with seniors. Downsizing options for seniors.
- 101What is Probate Cont'dMay 9, 202100:46:00Estate Lawyer Andrew Munro returns to talk about different probate issues.
- 102What is Probate?May 2, 202100:46:05Estate Lawyer Andrew Munro is our special guest and walks us through some of the probate process.